Personal Savings and Money Market Accounts
All Texan Bank Savings and Money Market Accounts include:
|
| Product | Personal Savings | LIL TEXAN Savings | Personal Money Market | Texan Legends Money Market |
|---|---|---|---|---|
|
Account Overview |
Personal Savings Accounts are interest bearing and pay a competitive rate. |
Savings account designed for children under the age of 18. |
Personal Money Market Accounts offer a competitive interest rate while still allowing withdrawals on a limited basis. |
Texan Legend Money Market Accounts are for our customers 55 or over and includes an increased rate over our already competitive stated Money Market rate. |
|
Minimum Balance |
$100 |
$5 |
$100 |
$100 |
|
Service Charge |
No Charge if a balance of $250 is maintained
$10 if balance falls below $250 during the statement cycle |
No Charge |
No Charge if an average balance of $2500 is maintained
$15 charge if the average balance falls below $2500 during the statement cycle |
No Charge if an average balance of $2500 is maintained
$15 charge if the average balance falls below $2500 during the statement cycle |
|
Interest Paid |
Yes, based on current rates. |
Yes, based on current rates. |
Yes, based on current rates. |
Yes, based on current rates. |
|
Account Details |
Limited to 9 transactions per statement cycle by preauthorized, automatic, or telephone transfers; $2 excessive transaction (excess trans) fee for withdrawals over the 9 allowed. |
Limited to 9 transactions per statement cycle by preauthorized, automatic, or telephone transfers; $2 excessive transaction (excess tran) fee for withdrawals over the 9 allowed. |
Limited to 6 transactions per statement cycle by preauthorized, automatic, or telephone transfers; $10 excessive transaction (excess trans) fee for withdrawals over the 6 allowed. |
Free first order of Texan Bank standard wallet or duplicate checks
Limited to 6 transactions per statement cycle by preauthorized, automatic, or telephone transfers; $10 excessive transaction (excess trans) fee for withdrawals over the 6 allowed. |