Personal Savings and Money Market Accounts

All Texan Bank Savings and Money Market Accounts include:

  • Free 24-Hour Telephone Banking
  • Free Online Banking, with the following available:
    • Online Bill Pay
    • Mobile Banking
    • eStatements
Personal Savings and Money Market
Personal Savings and Money Market Accounts
ProductPersonal SavingsLIL TEXAN 
Savings
Personal Money Market

Account Overview

Personal Savings Accounts are interest bearing and pay a competitive rate.

Savings account designed for children under the age of 18. 

Personal Money Market Accounts offer a competitive interest rate while still allowing withdrawals on a limited basis.

Minimum Balance
to Open

$100

 $5

$100

Service Charge

No Charge if a balance of $250 is maintained

 

$10 if balance falls below $250 during the statement cycle

No Charge 

No Charge if an average balance of $2500 is maintained

 

$15 charge if the average balance falls below $2500 during the statement cycle

Interest Paid

Yes, based on current rates.

Yes, based on current rates. 

Yes, based on current rates. 

Account Details

Limited to 6 transactions per statement cycle by preauthorized, automatic, or telephone transfers; $2 excessive transaction (excess trans) fee for withdrawals over the 6 allowed. 

Limited to 6 transactions per statement cycle by preauthorized, automatic, or telephone transfers; $2 excessive transaction (excess tran) fee for withdrawals over the 6 allowed. 

 Limited to 6 transactions per statement cycle by preauthorized, automatic, or telephone transfers; $10 excessive transaction (excess trans) fee for withdrawals over the 6 allowed.